The Corona Virus Chronicles (Week 6) with Danielle Desir
Danielle and Christopher talk about money and travel amidst a global pandemic but most importantly how to get a flight refund. As we heard from the past five episodes flights were getting cancelled left, right and centre as travellers struggled to get home. Various accommodations, conferences, events and insurance companies were also cancelling, postponing and cancelling coverage as cities shut down. Some airlines offered refunds, some offered vouchers while others offered nothing. This episode will talk about getting money back and saving money for emergencies.
About The Guest
Danielle is the go-to for financially savvy travellers. She can help you afford to travel, pay off debt and build wealth. She is a published author, a personal finance writer, speaker, content for the Thought Card blog and host of the Thought Card Podcast.
The Thought Card
The Thought Card Podcast
Resources, Tips & Tricks:
- If you have a later flight (and the flight is not yet cancelled) you can wait and see if the airline will reach out to you and offer you money back or credit for a future flight.
- If an Airline (or any business that offers a product or service) Call your credit card company to dispute the charges. The Credit card will open an investigation.
- Some credit cards allow you to start the process online from within your bank accounts, credit card dashboard. In some cases, the credit card companies may ask for documentation so send out an email to the Airline and save the email threads and/or any other relevant info.
- Book all Travel-related expenses with a credit card (but pay the credit card back right away with the money you saved from your travel account (see a few bullet points below)
- Some Airlines and Insurance Companies make it awfully hard to get a refund or submit a claim. The goal is that the customer gives up – DON’T GIVE UP
- Certain credit cards are geared towards travel and have flight cancellation built-in to the card ass we as other features like rewards points, free checked bags, airport lounge access etc…
- If an airline is offering a voucher for a later flight pay close attention to the expiry date. Ensure you will be able to use it before it expires.
- Read the fine print of last-minute discount flights. While the price might be fantastic the price might be a final sale with no refunds.
- Travel Zoo (A Deals Website)
- If your flight is delayed for more than three hours then you may be eligible for compensation.
- AirHelp – Might be able to get you compensation for up to $700.00 for flights that were delayed or cancelled within the last three years
- Click2Refund – Might be able to get you compensation for up to €600 for flights that were delayed or cancelled within the last three to six years
- You can be compensated for any European Airline Carrier that is over three hours delayed regardless of whether the European flight is on European soil.
- Start an emergency fund. Set it up in a separate bank account and if possible make it difficult to access. Set up an automatic money transfer